:root{
  --bg:#f6f8fb;--surface:#fff;--text:#121826;--muted:#657084;--line:#e7eaf0;
  --accent:#2563eb;--accent-soft:#eef4ff;--ok:#15803d;--ok-soft:#ecfdf3;
  --warn:#9a6700;--warn-soft:#fff8e5;--shadow:0 12px 34px rgba(15,23,42,.07);
  font-family:Pretendard,"Apple SD Gothic Neo","Noto Sans KR",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);line-height:1.65}
a{text-decoration:none;color:inherit} button,input,select{font:inherit}
.wrap{width:min(1080px,calc(100% - 36px));margin:0 auto}
.site-header{min-height:68px;background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);display:flex;align-items:center;position:sticky;top:0;z-index:10;backdrop-filter:blur(12px)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 0}
.brand-row{display:flex;align-items:center;gap:10px}.brand{font-size:22px;font-weight:850;letter-spacing:-.04em}
.badge{font-size:12px;font-weight:700;color:var(--accent);background:var(--accent-soft);padding:4px 8px;border-radius:999px}
.nav{display:flex;gap:18px;font-size:14px;color:var(--muted)}.nav a:hover{color:var(--text)}
.hero{padding:88px 0 64px;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}.hero.small{padding:52px 0 34px}
.eyebrow{margin:0 0 10px;color:var(--accent);font-size:13px;font-weight:800;letter-spacing:.08em}
h1{font-size:clamp(36px,6vw,62px);line-height:1.15;letter-spacing:-.055em;margin:0;max-width:900px}.hero.small h1{font-size:clamp(34px,5vw,50px)}
.hero-copy{max-width:760px;color:var(--muted);font-size:18px;margin:20px 0 0}
.calculators{padding:42px 0 70px}.section-title{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:22px}
.section-title h2,.promise h2,.content h2{font-size:30px;letter-spacing:-.04em;margin:0}.section-title>p{margin:0;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card,.panel,.content-card{background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:var(--shadow)}
.card{min-height:260px;display:flex;flex-direction:column}.card.featured{border:1.5px solid #bcd0ff}
.card-top{display:flex;justify-content:space-between;align-items:center}.icon{font-size:27px}
.status{font-size:12px;font-weight:700;color:#6b7280;background:#f2f4f7;border-radius:999px;padding:6px 10px}.status.live{color:var(--ok);background:var(--ok-soft)}
.card h3{font-size:23px;letter-spacing:-.035em;margin:22px 0 8px}.card p{color:var(--muted);margin:0 0 24px}
.button{margin-top:auto;display:inline-flex;align-items:center;justify-content:center;min-height:46px;border-radius:12px;font-size:14px;font-weight:800;border:0;cursor:pointer;padding:0 16px}.primary{background:var(--accent);color:#fff}.disabled{background:#f3f5f8;color:#9aa3b1}
.promise{margin-bottom:30px;border-radius:24px;background:#101827;color:white;padding:34px;display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center}.promise .eyebrow{color:#8fb2ff}.promise p:last-child{margin:0;color:#cdd5e3}
.notice{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 24px;margin-bottom:70px}.notice strong{display:block;margin-bottom:4px}.notice p{color:var(--muted);font-size:14px;margin:0}
.calc-layout{display:grid;grid-template-columns:minmax(0,430px) minmax(0,1fr);gap:22px;align-items:start;padding:20px 0 42px}
.panel h2{font-size:24px;margin:0 0 6px;letter-spacing:-.035em}.panel .sub{color:var(--muted);font-size:14px;margin:0 0 22px}
.tabs{display:grid;grid-template-columns:1fr 1fr;background:#f2f4f7;padding:4px;border-radius:12px;margin-bottom:22px}.tab{border:0;background:transparent;min-height:44px;border-radius:9px;font-weight:800;color:var(--muted);cursor:pointer}.tab.active{background:white;color:var(--text);box-shadow:0 2px 7px rgba(15,23,42,.08)}
.field{margin-bottom:18px}.field label{display:block;font-size:14px;font-weight:800;margin-bottom:7px}.input-wrap{position:relative}
.input-wrap input,.field select{width:100%;min-height:50px;border:1px solid #d8dde7;border-radius:12px;background:white;padding:0 14px;font-size:16px;outline:none}.input-wrap input{padding-right:48px}.input-wrap span{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted)}
input:focus,select:focus{border-color:#7aa2ff;box-shadow:0 0 0 3px #edf3ff}
.check{display:flex;gap:10px;align-items:flex-start;margin:8px 0 18px;font-size:14px}.check input{margin-top:4px;width:18px;height:18px}.helper{font-size:12px;color:var(--muted);margin-top:6px}
.error{font-size:13px;color:#b42318;background:#fff1f0;border-radius:10px;padding:10px 12px;margin-bottom:14px;display:none}
.result-empty{color:var(--muted);padding:54px 10px;text-align:center}.result-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-end;border-bottom:1px solid var(--line);padding-bottom:20px;margin-bottom:20px}.result-head p{margin:0;color:var(--muted);font-size:14px}.total{font-size:32px;font-weight:900;letter-spacing:-.04em;text-align:right}
.summary-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:22px}.summary-box{background:#f7f9fc;border-radius:14px;padding:14px}.summary-box span{display:block;color:var(--muted);font-size:12px}.summary-box strong{font-size:18px}
.table-wrap{overflow-x:auto}table{width:100%;border-collapse:collapse;min-width:470px}th,td{padding:12px 10px;border-bottom:1px solid var(--line);text-align:right;font-size:14px}th:first-child,td:first-child{text-align:left}th{color:var(--muted);font-size:12px}
.info{margin-top:20px;background:var(--accent-soft);border-radius:14px;padding:16px;font-size:13px;color:#334155}.info strong{display:block;color:var(--text);margin-bottom:4px}.hidden{display:none!important}
.content{padding:0 0 70px}.content-card{margin-bottom:18px;box-shadow:none}.content-card h2{font-size:25px;margin-bottom:12px}.content-card h3{font-size:18px;margin:22px 0 8px}.content-card p,.content-card li{color:#4d596d}.content-card a{color:var(--accent);text-decoration:underline}
.rate-table{margin:18px 0}.rate-table table{min-width:560px}.faq details{border-top:1px solid var(--line);padding:15px 0}.faq details:first-of-type{border-top:0}.faq summary{font-weight:800;cursor:pointer}.faq details p{margin:8px 0 0}
.meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.chip{font-size:12px;background:#f1f4f8;color:#586579;border-radius:999px;padding:6px 10px}
footer{border-top:1px solid var(--line);background:#fff}.footer-inner{min-height:125px;display:flex;justify-content:space-between;align-items:center;gap:25px;color:var(--muted);font-size:13px}.footer-inner strong{color:var(--text);font-size:17px}.footer-links{display:flex;gap:14px;flex-wrap:wrap}
.legal{padding:54px 0 80px}.legal .content-card{max-width:820px;margin:0 auto}.legal h1{font-size:38px;margin-bottom:8px}.legal .updated{color:var(--muted);font-size:13px;margin-bottom:30px}
@media(max-width:820px){.calc-layout{grid-template-columns:1fr}}
@media(max-width:720px){
  .nav{display:none}.hero{padding:62px 0 42px}.hero.small{padding:42px 0 24px}h1{font-size:39px}.hero-copy{font-size:16px}
  .section-title{display:block}.section-title>p{margin-top:8px}.grid{grid-template-columns:1fr}.card{min-height:235px}.promise{grid-template-columns:1fr;padding:26px}
  .result-head{display:block}.total{text-align:left;margin-top:8px}.summary-grid{grid-template-columns:1fr}
  .footer-inner{align-items:flex-start;justify-content:center;flex-direction:column;gap:14px}
}

.disclaimer-card{border-left:4px solid #d97706}
.disclaimer-card h2{color:#7c4a03}

.keep-together{white-space:nowrap}


.mode-note{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:12px 14px;font-size:13px;color:var(--muted);margin:-4px 0 18px}
.inline-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.radio-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.radio-card{border:1px solid #d8dde7;border-radius:12px;padding:12px 14px;display:flex;gap:9px;align-items:center;cursor:pointer}
.radio-card input{width:18px;height:18px}
.big-result{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:22px}
.big-result .summary-box strong{font-size:21px}
.warning-box{background:#fff8e5;border:1px solid #f0d38a;border-radius:14px;padding:15px 16px;color:#6b4e00;font-size:13px;margin-top:16px}
.warning-box strong{display:block;color:#594000;margin-bottom:4px}
@media(max-width:720px){
  .inline-fields,.radio-row,.big-result{grid-template-columns:1fr}
}


.calc-choice{display:grid;grid-template-columns:1fr 1fr;background:#f2f4f7;padding:4px;border-radius:12px;margin-bottom:20px}
.calc-choice button{border:0;background:transparent;min-height:44px;border-radius:9px;font-weight:800;color:var(--muted);cursor:pointer}
.calc-choice button.active{background:white;color:var(--text);box-shadow:0 2px 7px rgba(15,23,42,.08)}
.date-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.date-pair input{width:100%;min-height:50px;border:1px solid #d8dde7;border-radius:12px;background:white;padding:0 12px;font-size:16px}
.form-section-title{font-size:13px;font-weight:900;color:#455166;margin:24px 0 10px;padding-top:20px;border-top:1px solid var(--line)}
.result-note{font-size:12px;color:var(--muted);margin-top:8px}
.eligibility-ok{background:#ecfdf3;border:1px solid #b7e4c7;color:#146c43}
.eligibility-caution{background:#fff8e5;border:1px solid #f0d38a;color:#6b4e00}
@media(max-width:720px){.date-pair,.calc-choice{grid-template-columns:1fr}}


/* Homepage subtitle: keep the full explanatory sentence on one line on desktop. */
@media (min-width: 900px){
  .home-hero .hero-copy{
    max-width:100%;
    white-space:nowrap;
    font-size:17px;
    letter-spacing:-.025em;
  }
}
@media (max-width: 899px){
  .home-hero .hero-copy{white-space:normal}
}

.leave-tabs{display:grid;grid-template-columns:1fr 1fr;background:#f2f4f7;padding:4px;border-radius:12px;margin-bottom:22px}
.leave-tab{border:0;background:transparent;min-height:44px;border-radius:9px;font-weight:800;color:var(--muted);cursor:pointer}
.leave-tab.active{background:#fff;color:var(--text);box-shadow:0 2px 7px rgba(15,23,42,.08)}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-divider{font-size:13px;font-weight:900;color:#455166;margin:24px 0 12px;padding-top:20px;border-top:1px solid var(--line)}
.result-formula{background:#f7f9fc;border:1px solid var(--line);border-radius:14px;padding:16px;margin-top:18px;font-size:13px;color:#4b5565}
.result-formula code{font-family:inherit;font-weight:800;color:var(--text)}
.callout-good{background:#ecfdf3;border:1px solid #b7e4c7;border-radius:14px;padding:15px 16px;color:#146c43;font-size:13px;margin-top:16px}
.callout-good strong{display:block;margin-bottom:4px}
@media(max-width:720px){
  .leave-tabs,.mini-grid{grid-template-columns:1fr}
}